(760) 522-3345
  • Helping you to create a brighter future is what we do best!

    Helping you to create a brighter future is what we do best!

  • Whatever type of home loan you need...We're here to find the right fit for your situation.

    Whatever type of home loan you need...We're here to find the right fit for your situation.

  • With over 25 years in the industry, you can trust us to answer all of your questions and walk you through the loan process.

    With over 25 years in the industry, you can trust us to answer all of your questions and walk you through the loan process.

The Perfect home is waiting for youLet us help you find your the perfect loan to go with it.

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Welcome to IFC Mortgage!
Home of the 5 Star Mortgage Professionals
- San Diego Magazine 


IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team can help make your dreams come true.

At IFC Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.



We specialize in the following:



Home Purchase Loans
Cash Out Home Loans
USDA Loans
FHA Loans / VA Loans
Jumbo Home Loans
HARP Loans
And Much, Much More!
Home Refinance Loans
Home Equity Line of Credit
Reverse Mortgage




Although we are located in Encinitas, CA, we offer unparalleled mortgage and refinance service to clients throughout southern California.

Call Us Today!
760-943-6777

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